PLEASE UNDERSTAND that we have no control over shipping rates. We like to use JRS because after a decade, over 10 years of using just about every courier in the Philippines, they are the most reliable and its well worth it.
If you have ever had a lost an item in delivery, you will understand the frustration and anger you go through and always going with the cheapest courier will eventually cost you more than your frustration. So go with the best and most reliable if you can.
IF you want insurance, it's your responsibility to pay extra for the shipping insurance. Just Ask.